Assistant Relationship Manager Banking
Job Summary
We are seeking a proactive and analytical Assistant Relationship Manager to support the Corporate Banking team in managing relationships with corporate clients. The role focuses on commodity financing, trade finance, and corporate lending within a dynamic banking environment. It offers significant exposure to credit analysis, KYC compliance, and cross-border banking operations.
Responsibilities
- Manage client relationships and provide account support.
- Perform financial spreading and credit analysis.
- Prepare credit proposals and documentation.
- Execute KYC, CDD, and compliance reviews.
- Conduct commodity sector industry research.
Required Skills
- Corporate banking experience (min. 2 years)
- Credit analysis and financial writing
- Knowledge of Trade Finance and Commodities
- Understanding of KYC and AML regulations
- Proficiency in MS Excel and PowerPoint
Job Details
Key Responsibilities
- Support Relationship Managers in managing a portfolio of corporate banking clients by providing day-to-day account servicing and relationship support.
- Perform financial spreading, credit analysis and prepare credit proposals to support lending decisions.
- Coordinate with internal stakeholders and overseas offices to facilitate credit approvals, transaction execution and client servicing.
- Respond promptly to client enquiries and assist in resolving operational and credit-related issues.
- Conduct Customer Due Diligence (CDD), KYC reviews and periodic account reviews in accordance with the Bank’s compliance framework and regulatory requirements.
- Assist in monitoring client documentation to ensure compliance with internal policies and regulatory requirements.
- Conduct industry research, particularly within the commodity sector, to identify market trends and support portfolio risk assessment.
- Participate in trade finance and trade digitalisation initiatives, including process improvement and project implementation.
- Support the preparation of reports, presentations and other departmental documentation.
- Perform other duties assigned by the Department Head from time to time.
Requirements
- Bachelor’s Degree in Banking, Finance, Accounting, Business, Economics or a related discipline.
- Minimum 2 years of relevant Corporate Banking experience, preferably as an Assistant Relationship Manager or Corporate Banking Associate.
- Experience in credit analysis, corporate lending, trade finance or syndicated loans will be an advantage.
- Exposure to commodity financing or commodity-related industries is preferred.
- Good understanding of KYC, AML and regulatory requirements applicable to Corporate Banking.
- Strong financial analysis and credit writing skills.
- Excellent communication and stakeholder management skills.
- Proactive, detail-oriented and able to manage multiple priorities in a fast-paced environment.
- Proficiency in Microsoft Excel and PowerPoint.