RMB Operations Officer
Job Summary
We are seeking a detail-oriented professional to support RMB clearing and settlement operations within the Bank. The role involves processing cross-border payment transactions, handling payment investigations, and supporting operational coordination with participating banks to ensure smooth and efficient settlement processes.
Responsibilities
- Process inward/outward RMB transactions
- Investigate payment enquiries and discrepancies
- Prepare monthly operational reports
- Support system enhancements and process improvements
Required Skills
- Bachelor's degree in Banking/Finance
- Banking operations experience
- Microsoft Office/Excel proficiency
- Mandarin proficiency preferred
Job Details
Responsibilities:
- Process inward and outward RMB payment transactions accurately and within required timelines to ensure smooth settlement.
- Investigate payment instructions and resolve transaction enquiries or discrepancies to maintain transaction integrity.
- Handle internal and external enquiries regarding payment status or non-receipt of funds to provide timely updates.
- Collect and process applicable transaction charges from participating customers or banks to ensure accurate billing.
- Review and process account opening documentation for participating clearing banks to support compliance and onboarding.
- Prepare monthly operational reports and data submissions for participating banks to facilitate performance tracking.
- Coordinate with internal departments to support system enhancements and operational process improvements for increased efficiency.
- Assist with operational projects and perform ad-hoc duties assigned by the Department Manager to support team objectives.
Preferred competencies and qualifications:
- Bachelor’s degree in Banking, Finance, Accounting, or a related discipline.
- Prior experience in banking operations, payments, settlement, or clearing operations preferred to enhance role effectiveness.
- Knowledge of accounting principles or data analysis advantageous for accurate transaction handling and reporting.
- Proficiency in Microsoft Office applications, particularly Excel, to manage data and reports efficiently.
- Mandarin proficiency preferred to liaise effectively with Mandarin-speaking stakeholders.
- Strong attention to detail and problem-solving skills to identify and resolve operational issues.
- Proactive learning attitude to adapt in a dynamic banking environment.
- Ability to work effectively under pressure in a fast-paced operational setting.
- Strong sense of responsibility and compliance with internal policies and procedures to maintain operational integrity.