Senior Disability Claims Examiner
Job Summary
The Senior Disability Claims Examiner manages an assigned block of 95-100 Long-Term Disability (LTD) claims. This role requires assessing risk, interpreting medical records, and rendering claim decisions in collaboration with internal resources. The examiner provides exceptional customer service while maintaining compliance with contract provisions and regulatory requirements.
Responsibilities
- Manage 95-100 Long-Term Disability claims
- Assess risk and render claim decisions
- Review and interpret medical and legal documentation
- Develop return-to-work strategies
- Provide technical mentorship to team members
Required Skills
- 4+ years LTD claim management experience
- Contract interpretation and administration
- Analytical and critical thinking
- Excellent customer service skills
- Proficiency in Excel and Word
Job Details
### Position Overview
The Long-Term Disability (LTD) Senior Disability Claims Examiner is responsible for providing excellent customer service while managing an assigned block of around 95 to 100 Long-Term Disability claims. You will be expected to utilize judgment and assess risk as you work with various business partners to render claim decisions. As a claim manager you will partner with medical and vocational resources to evaluate disability and support return to work goals.
### Responsibilities
- Deliver an exceptional customer experience that ensures customer commitments and deliverables are achieved.
- Communication via telephone, email, and text with employees, employers, attorneys, and others.
- Review and interpret medical records, utilizing resources as appropriate.
- Complete financial calculations.
- Gain an understanding and working knowledge of the claim system, policies, procedures, and contracts as well as regulatory and statutory requirements.
- Apply contract/policy provisions to ensure accurate eligibility and liability decisions.
- Demonstrate and apply analytical and critical thinking skills.
- Verify on-going liability and develop strategies for return-to-work opportunities.
- Document objective, clear and technical rationale for all claim determinations.
- Provide timely and exceptional customer experience by responding to all inquiries and maintaining quality standards.
- Work within a fast-paced environment with tight deadlines.
- Provide technical direction and/or mentorship to other claims personnel as needed.
### Requirements
- 4+ years of experience in Long Term Disability Claim Management.
- Exceptional customer service skills.
- Ability to solve complex claim scenarios with minimal mentorship.
- Excellent claim/risk management skills and technical knowledge in contract interpretation.
- Strong written and oral communication skills (bilingual Spanish/English preferred).
- Excellent organizational and time management skills.
- Demonstrated analytical and math skills.
- Strong computer literacy; proficiency with PC based programs such as Excel and Word.