Senior Business Analyst

### KEY RESPONSIBILITIES - Requirements & functional analysis: Lead elicitation, analysis, and documentation of business and functional requirements; produce BRDs/FRDs, user stories, process flows, use cases, and data mappings for trade and SCF products. - Domain solutioning: Translate documentary trade, guarantees, supply chain finance, factoring, receivables/payables finance, risk participation, and syndication processes into product capabilities, configurations, and gaps/customisations. - Product build: Work with product management and engineering to define and refine global product features; contribute to product backlog, prioritisation, configurability vs. customisation decisions, and roadmap inputs. - Implementation & rollout: Support multi-country, multi-wave bank implementations; lead functional fit-gap, solution design workshops, product walkthroughs, and configuration definition across cloud and on-premises deployments. - Interface & data analysis: Define functional requirements for interfaces (e.g. SWIFT, AML/sanctions screening, accounting/GL, limits & collateral, FX), data migration mappings, and reconciliation rules. - Testing & quality: Author and review functional test scenarios, support SIT/UAT, triage defects, and own functional sign-off and exit criteria. - Stakeholder management: Facilitate workshops with bank business, operations, compliance, and technology stakeholders; manage scope, decisions log, RAID, and traceability; present to functional SteerCos. - Regulatory & compliance alignment: Ensure solutions reflect trade-specific regulatory, AML/sanctions, and bank policy requirements; align to standards such as URC, UCP, URDG, ISP, and ICC rules where relevant. - Knowledge leadership: Act as functional SME and mentor junior BAs; build reusable functional assets, question banks, and accelerators. ### REQUIRED EXPERIENCE & QUALIFICATIONS - 12–15 years in business analysis with significant depth in Trade Finance and Supply Chain Finance. - Experience within an IT / software organisation building or implementing global trade / SCF products (not solely in-bank operations). - Proven delivery across the full lifecycle — discovery, requirements, solution design, configuration, UAT, and go-live. - Exposure to both cloud and on-premises product implementations. - Bachelor's or Master's degree; trade finance / banking certifications (e.g. CDCS, CITF, CSDG, CTFP) and/or business-analysis certification (CBAP) are an advantage. ### FUNCTIONAL & TECHNICAL COMPETENCIES - Trade finance: Documentary credits (LC), collections, guarantees & standby LCs, bills, reimbursements; ICC rules (UCP 600, URC 522, URDG 758, ISP98); trade-based AML & sanctions screening. - Supply chain finance: Payables finance / reverse factoring, receivables finance, factoring, dynamic discounting, distributor & dealer finance, invoice financing, onboarding & programme structures. - Risk participation & syndication: Funded & unfunded risk participation, asset distribution, syndication, limits, collateral, and exposure management. - Business analysis: Requirements elicitation, BRD/FRD authoring, user stories & acceptance criteria, process modelling (BPMN), use cases, gap analysis, traceability, RAID & decisions logs. - Product & delivery: Product configuration, fit-gap analysis, backlog management, agile (Scrum/Kanban), UAT planning & defect triage, exit criteria & functional sign-off. - Interfaces & data: Functional specs for SWIFT (MT/MX, ISO 20022), AML/sanctions, accounting/GL, FX, limits; data migration mapping & reconciliation rules. - Tooling: Jira, Confluence, Visio / draw.io, advanced Excel; SQL for data analysis; test management tools. - Soft skills: Workshop facilitation, stakeholder management, executive communication, structured documentation, cross-cultural onshore/offshore collaboration.